---
title: Core Team
---
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More results
[Join now](mailto:team@digital-euro-association.de)
[Join Now](mailto:team@digital-euro-association.de)
- [Home](https://digital-euro-association.de)
- Topics
- [Private Digital Euro / Stablecoin](https://digital-euro-association.de/stablecoins)
- [Public Digital Euro / CBDC](https://digital-euro-association.de/cbdc/en)
- [CBDC Resources](https://digital-euro-association.de/cbdc-resources)
- [DEA Position Statement](https://digital-euro-association.de/dea-position-statement)
- Projects
- [Digital Euro Conference](https://digital-euro-conference.de/)
- [Digital Money Academy on CBDCs](https://digital-euro-association.de/digital-money-academy-cbdcs)
- [Digital Money Academy on Stablecoins](https://digital-euro-association.de/digital-money-academy-stablecoins)
- [Events](https://digital-euro-association.de/events)
- [Podcast](https://digital-euro-association.de/podcast)
- [MiCAR Tracker](https://micatracker.digital-euro-association.de/)
- [Quarterly Insights](https://digital-euro-association.de/quarterly-insights)
- Engagements
- [Public Affairs](https://digital-euro-association.de/public-affairs)
- [Member Briefs](https://digital-euro-association.de/dea-member-briefs)
- Brussels Meetings
- [Research](https://digital-euro-association.de/research)
- [Working Groups](https://digital-euro-association.de/working-groups)
- [Stablecoin Committee](https://digital-euro-association.de/stablecoin-committee)
- [CBDC Manifesto](https://digital-euro-association.de/cbdc-manifesto)
- Community
- [Core Team](https://digital-euro-association.de/core-team)
- [Institutional Members](https://digital-euro-association.de/members)
- [Experts](https://digital-euro-association.de/experts)
- [Expert Overview](https://digital-euro-association.de/experts)
- [Job Portal](https://digital-euro-association.de/vacancies)
- [Blog](https://digital-euro-association.de/blog)
[Join Now](https://digital-euro-association.de/membership-opportunities?hsLang=en)
Digital Euro Association
# Our Core Team
Anne-Sophie Gógl
Chairwoman
Anne-Sophie Gógl is Chairwoman of the Digital Euro Association and Digital Money Lead at KPMG Germany, where she advises financial institutions on digital money, payments and financial market infrastructure. Since 2020, she has passionately contributed to the European debate on CBDCs and stablecoins, connecting policymakers, financial institutions, technology providers and academia.
Lena Grale
Vice Chairwoman
Lena Grale is a consultant at msg for banking, where she advises financial institutions on payments and digital money. She graduated in Economics and Business Administration at Vienna University of Economics & Business and Frankfurt School of Finance & Management. Lena has dealt with CBDCs, stablecoins and CBMT since 2020 and is a founding member of the DEA.
Daniel Holk
Vice Chairman
Daniel Holk is a research assistant at the Frankfurt School Blockchain Center of the Frankfurt School of Finance & Management. His responsibilities include projects in the areas of digital money and Industry 4.0. He graduated in International Relations and Economics, as well as International Business at the Universities of Erfurt and Medellín.
Valentin Seehausen
Secretary
Valentin Seehausen is an economist and programmer. His company Open Currency Technology creates user-oriented financial apps, and he spoeaks at national and international conferences. His areas of knowledge are primarily: CBDC, blockchain technologies, development of smart contracts, monetary economics, web & app development.
Immanuel Robles y Zepf
Treasurer
Immanuel Robles y Zepf is an Advisor for Agentic Payments at AllUnity. Since 2022, he has worked on digital money at the intersection of strategy, policy, and technology, with a particular interest in the future of monetary systems and geoeconomics. Immanuel holds a Bachelor’s degree in Economics from the University of Mannheim and is pursuing a Master’s degree at the University of St. Gallen.
Conrad Kraft
Managing Director
Conrad Kraft is a leading voice in the global digital currency ecosystem, with experience spanning public finance, fintech, and digital assets. He holds a Master’s degree in Digital Currencies & Blockchain, serves as an Ambassador for the Global Blockchain Business Council, and has undertaken research in the areas of DLT, CBDCs, Stablecoins and the use of exponential technologies in the public sector.
Tamara Ferreira Schmidt
Executive Director
Tamara Ferreira Schmidt is a physicist specializing in Financial Engineering, Capital Markets and Derivatives. Her research focuses on the impact of alternative financing on the Brazilian and German early-stage entrepreneurial ecosystems. She has developed content focusing on investments, startups, innovation, digital currencies and blockchain.
[Manuel Muller](https://de.linkedin.com/in/manuel-m%C3%BCller-0a47bbb6?trk=people-guest_people_search-card) 
Manuel Muller
Business Development
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Anne-Sophie Kappel
Executive Director
Anne-Sophie Kappel is a PhD student at King’s College London, specializing in the implications of the digital euro for monetary policy and financial stability in the Eurozone. Her research bridges the intersection of policy and technology, focusing on how digital currencies are reshaping the financial and monetary systems, while addressing the demands of an increasingly interconnected global economy.
Neslihan Ozkan
Business Development
[Valentin Kalinov](https://www.linkedin.com/in/valentin-kalinov/) 
Valentin Kalinov
Operations Manager
Valentin Kalinov has over five years of experience working at BlockchainHub Berlin in content creation and token analysis, as a project manager at the Research Institute for Cryptoeconomics at the Vienna University of Economics and token analyst at Token Kitchen.
## Our Associate Team
[Jaskaran Singh](https://www.linkedin.com/in/jaskaran-singh-346b4a173/) 
Jaskaran Singh
FinTech Analyst at the World Bank Treasury
Dr. David Tercero-Lucas
Consultant at Lipis Advisors. Specialized in digital currencies (crypto & CBDCs), payments and digitalisation
[Hetal Patel-Bitterwolf](https://www.linkedin.com/in/hetal-patel-bitterwolf-70878084/) 
Hetal Patel-Bitterwolf
Associate at DEA
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