---
title: Digital Euro Association | Home | The world of digital money
description: All about the digital Euro. Educate yourself on digital money and become part of the mission to enhance our monetary system. | Digital Euro Association
image: https://digital-euro-association.de/hubfs/Untitled%20design-1.png
---

[![DEA LOGO-3-1](https://digital-euro-association.de/hs-fs/hubfs/DEA%20LOGO-3-1.png?width=114&height=80&name=DEA%20LOGO-3-1.png "DEA LOGO-3-1")](https://home.digital-euro-association.de/en?hsLang=en)

[![DEA LOGO-3-1](https://digital-euro-association.de/hs-fs/hubfs/DEA%20LOGO-3-1.png?width=140&height=97&name=DEA%20LOGO-3-1.png "DEA LOGO-3-1")](https://home.digital-euro-association.de/en?hsLang=en)

- [Home](https://digital-euro-association.de)
- Topics
    - [Private Digital Euro / Stablecoin](https://digital-euro-association.de/stablecoins)
    - [Public Digital Euro / CBDC](https://digital-euro-association.de/cbdc/en)
    - [CBDC Resources](https://digital-euro-association.de/cbdc-resources)
    - [DEA Position Statement](https://digital-euro-association.de/dea-position-statement)
- Projects
    - [Digital Euro Conference](https://digital-euro-conference.de/)
    - [Digital Money Academy on CBDCs](https://digital-euro-association.de/digital-money-academy-cbdcs)
    - [Digital Money Academy on Stablecoins](https://digital-euro-association.de/digital-money-academy-stablecoins)
    - [Events](https://digital-euro-association.de/events)
    - [Podcast](https://digital-euro-association.de/podcast)
    - [MiCAR Tracker](https://micatracker.digital-euro-association.de/)
    - [Quarterly Insights](https://digital-euro-association.de/quarterly-insights)
- Engagements
    - [Public Affairs](https://digital-euro-association.de/public-affairs)
          - [Member Briefs](https://digital-euro-association.de/dea-member-briefs)
          - Brussels Meetings
    - [Research](https://digital-euro-association.de/research)
    - [Working Groups](https://digital-euro-association.de/working-groups)
    - [Stablecoin Committee](https://digital-euro-association.de/stablecoin-committee)
    - [CBDC Manifesto](https://digital-euro-association.de/cbdc-manifesto)
- Community
    - [Core Team](https://digital-euro-association.de/core-team)
    - [Institutional Members](https://digital-euro-association.de/members)
    - [Experts](https://digital-euro-association.de/experts)
          - [Expert Overview](https://digital-euro-association.de/experts)
    - [Job Portal](https://digital-euro-association.de/vacancies)
- [Blog](https://digital-euro-association.de/blog)

More results

[Join Now](mailto:team@digital-euro-association.de)

[Join Now](mailto:team@digital-euro-association.de)

- [Home](https://digital-euro-association.de)
- Topics
  
  
  
  
  
  
  
  
  
    - [Private Digital Euro / Stablecoin](https://digital-euro-association.de/stablecoins)
    - [Public Digital Euro / CBDC](https://digital-euro-association.de/cbdc/en)
    - [CBDC Resources](https://digital-euro-association.de/cbdc-resources)
    - [DEA Position Statement](https://digital-euro-association.de/dea-position-statement)
- Projects
  
  
  
  
  
  
  
  
  
    - [Digital Euro Conference](https://digital-euro-conference.de/)
    - [Digital Money Academy on CBDCs](https://digital-euro-association.de/digital-money-academy-cbdcs)
    - [Digital Money Academy on Stablecoins](https://digital-euro-association.de/digital-money-academy-stablecoins)
    - [Events](https://digital-euro-association.de/events)
    - [Podcast](https://digital-euro-association.de/podcast)
    - [MiCAR Tracker](https://micatracker.digital-euro-association.de/)
    - [Quarterly Insights](https://digital-euro-association.de/quarterly-insights)
- Engagements
  
  
  
  
  
  
  
  
  
    - [Public Affairs](https://digital-euro-association.de/public-affairs)
      
      
      
      
      
      
      
      
      
          - [Member Briefs](https://digital-euro-association.de/dea-member-briefs)
          - Brussels Meetings
    - [Research](https://digital-euro-association.de/research)
    - [Working Groups](https://digital-euro-association.de/working-groups)
    - [Stablecoin Committee](https://digital-euro-association.de/stablecoin-committee)
    - [CBDC Manifesto](https://digital-euro-association.de/cbdc-manifesto)
- Community
  
  
  
  
  
  
  
  
  
    - [Core Team](https://digital-euro-association.de/core-team)
    - [Institutional Members](https://digital-euro-association.de/members)
    - [Experts](https://digital-euro-association.de/experts)
      
      
      
      
      
      
      
      
      
          - [Expert Overview](https://digital-euro-association.de/experts)
    - [Job Portal](https://digital-euro-association.de/vacancies)
- [Blog](https://digital-euro-association.de/blog)

[Join Now](https://digital-euro-association.de/temp-membership-opportunities?hsLang=en)

# Digital Euro Association

### Shaping the future of digital money

 

[Scroll](https://digital-euro-association.de#scroll)

Receive our newsletter

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Join the DEA

[Join Now](mailto:team@digital-euro-association.de)

Digital Euro Conference

[Explore!](https://digital-euro-conference.de/)

# Who we are

The Digital Euro Association is a leading voice on digital currencies, upholding and advancing fundamental civil rights and furthering the public good.

**The DEA is** **independent** **and not affiliated with the Eurosystem nor any European organization.**

## Our Expertise

### Public Digital Euro / CBDC

A central bank digital currency (CBDC) is a digital currency issued by a central bank. In the case of a retail CBDC, the CBDC is available to the private end-user. The ECB uses the term “digital euro” to define a euro CBDC.

[Find out more.](https://digital-euro-association.de/cbdc/en?hsLang=en)

 

 

### Private Digital Euro / Euro stablecoins

Stablecoins are crypto assets that maintain a (relatively) constant price due to a stabilization mechanism and are therefore not subject to high volatility. Stability is ensured, e.g., by holding reserves in fiat currencies, government bonds, or other assets.

[Find out more.](https://digital-euro-association.de/stablecoins?hsLang=en)

 

 

## Digital Euro Conference 

Our flagship annual conference bringing together the people shaping the future of digital money across central banking, finance, technology, academia and policy.

[Explore the Conference](https://digital-euro-conference.de/)

[![DEC-292 (1) (1)](https://digital-euro-association.de/hs-fs/hubfs/DEC-292%20(1)%20(1).jpg?width=3600&height=2400&name=DEC-292%20(1)%20(1).jpg)](https://digital-euro-conference.de/)

> "The future of money is not about choosing one form of money over another. It is about creating an interoperable ecosystem in which different forms of digital money can coexist and unlock new opportunities for Europe"

![Goėgl_Anne-Sophie_New@0.5x](https://digital-euro-association.de/hs-fs/hubfs/Go%C4%97gl_Anne-Sophie_New@0.5x.png?width=354&height=354&name=Go%C4%97gl_Anne-Sophie_New@0.5x.png)

Anne-Sophie Gógl

Chairwoman

## What we do

  DEA connects intelligence, convening and policy dialogue across Europe’s digital money ecosystem. 

### Research & Intelligence

We turn developments in digital money into actionable insight through policy briefings, trackers, research and working papers. Our work covers CBDCs, stablecoins, tokenised money, payments, regulation and the evolving digital financial ecosystem. ✓ Policy briefs · Trackers · Research · Working papers

### Community & Convening

We bring together financial institutions, central banks, policymakers, technology providers and other experts for trusted exchange. Through committees, working groups, roundtables and major events, we connect perspectives that rarely meet in the same room.  ✓ Committees · Roundtables · Working groups · Digital Euro Conference

### Public Affairs

We connect market expertise with the European policy debate. Through institutional engagement, consultations and policy dialogues, we provide policymakers with practical market intelligence while helping our community understand and contribute to regulatory developments.  ✓ Brussels dialogues · Consultations · Institutional engagement

# Our Members

[Ripple](https://www.ripple.com) ![Ripple-Symbol-modified](https://digital-euro-association.de/hs-fs/hubfs/Ripple-Symbol-modified.png?width=1492&height=1492&name=Ripple-Symbol-modified.png)

Ripple

<https://www.linkedin.com/company/ripple>

[Union Investment](https://www.union-investment.de/) ![union investmen](https://digital-euro-association.de/hs-fs/hubfs/union%20investmen.png?width=1000&height=1000&name=union%20investmen.png)

Union Investment

<https://www.linkedin.com/company/union-investment/>

[euro-V](https://www.euro-v.de/) ![4a4aac47-897d-4ddc-8935-5b0d09827d3e-logo-Logo_euroV_trans-modified](https://digital-euro-association.de/hs-fs/hubfs/4a4aac47-897d-4ddc-8935-5b0d09827d3e-logo-Logo_euroV_trans-modified.png?width=158&height=158&name=4a4aac47-897d-4ddc-8935-5b0d09827d3e-logo-Logo_euroV_trans-modified.png)

euro-V

<https://www.linkedin.com/company/euro-v/>

[Raiffeisen Bank International AG](https://www.linkedin.com/company/raiffeisen-bank-international/) ![333-3338966_logo-raiffeisen-bank-hd-png-download](https://digital-euro-association.de/hs-fs/hubfs/333-3338966_logo-raiffeisen-bank-hd-png-download.png?width=860&height=889&name=333-3338966_logo-raiffeisen-bank-hd-png-download.png)

Raiffeisen Bank International AG

<https://www.linkedin.com/company/raiffeisen-bank-international/>

[2Tokens Foundation](https://www.2tokens.org/) ![2tokens logo](https://digital-euro-association.de/hs-fs/hubfs/Imported%20sitepage%20images/2tokens%20logo.png?width=630&height=630&name=2tokens%20logo.png)

2Tokens Foundation

<https://www.linkedin.com/company/metamui/?originalSubdomain=sg>

[Blockchain Lawyers Group](https://www.ppi.de/) ![Blockchain lawyers group](https://digital-euro-association.de/hubfs/Blockchain%20lawyers%20group.jfif)

Blockchain Lawyers Group

<https://www.linkedin.com/company/blockchain-lawyers-group/>

[Finansit](https://www.finansit.no) ![cropped_image-1](https://digital-euro-association.de/hs-fs/hubfs/cropped_image-1.png?width=360&height=360&name=cropped_image-1.png)

Finansit

<http://www.finansit.no>

[D-Fine](https://www.linkedin.com/company/d-fine) ![d-fine logo](https://digital-euro-association.de/hs-fs/hubfs/d-fine%20logo.png?width=1588&height=1587&name=d-fine%20logo.png)

D-Fine

<https://www.linkedin.com/company/d-fine>

[Otranto Limited](https://otran.to/about/) ![otrantolimited_logo](https://digital-euro-association.de/hs-fs/hubfs/otrantolimited_logo.jpg?width=200&height=200&name=otrantolimited_logo.jpg)

Otranto Limited

<https://www.linkedin.com/company/otrantolimited/>

[Hedera](https://hedera.foundation/) ![hedera-hbar-logo](https://digital-euro-association.de/hs-fs/hubfs/hedera-hbar-logo.png?width=2000&height=2000&name=hedera-hbar-logo.png)

Hedera

<https://www.linkedin.com/company/hedera-network>

[KPMG](https://kpmg.com/de/de.html) ![kpmg (Logo)-modified](https://digital-euro-association.de/hs-fs/hubfs/kpmg%20(Logo)-modified.png?width=964&height=964&name=kpmg%20(Logo)-modified.png)

KPMG

<https://www.linkedin.com/company/kpmg-deutschland/>

[PPI AG](https://www.ppi.de/) ![ppi2](https://digital-euro-association.de/hs-fs/hubfs/ppi2.png?width=690&height=690&name=ppi2.png)

PPI AG

<https://www.linkedin.com/company/ppi-ag/>

[Deutsche Börse Group](https://www.linkedin.com/company/vyoma) ![1631351134984](https://digital-euro-association.de/hs-fs/hubfs/1631351134984.jpeg?width=200&height=200&name=1631351134984.jpeg)

Deutsche Börse Group

<https://www.linkedin.com/company/deutscheboerse/>

[BitGo](https://www.bitgo.de/) ![bitgo-modified](https://digital-euro-association.de/hs-fs/hubfs/bitgo-modified.png?width=224&height=224&name=bitgo-modified.png)

BitGo

<https://www.bitgo.de/>

[MONEI](https://monei.com/de/) ![Monei Logo5](https://digital-euro-association.de/hs-fs/hubfs/Monei%20Logo5.png?width=133&height=132&name=Monei%20Logo5.png)

MONEI

<https://www.linkedin.com/company/monei-digital-payments/>

[eTonec](https://www.linkedin.com/company/etonec-gmbh/) ![eTonec](https://digital-euro-association.de/hs-fs/hubfs/eTonec.jpg?width=200&height=200&name=eTonec.jpg)

eTonec

<https://www.linkedin.com/company/etonec-gmbh/>

[Association of German Banks](https://www.linkedin.com/company/bundesverband-deutscher-banken) ![xSkLwfbv_400x400](https://digital-euro-association.de/hs-fs/hubfs/Imported%20sitepage%20images/xSkLwfbv_400x400.jpg?width=200&height=200&name=xSkLwfbv_400x400.jpg)

Association of German Banks

<https://www.linkedin.com/company/bundesverband-deutscher-banken>

[Association of National Numbering Agencies](https://www.anna-web.org/) ![Anna Logo-modified](https://digital-euro-association.de/hs-fs/hubfs/Anna%20Logo-modified.png?width=312&height=312&name=Anna%20Logo-modified.png)

Association of National Numbering Agencies

<https://www.anna-web.org/>

[SAP](https://www.sap.com/) ![cropped_image (1)-1](https://digital-euro-association.de/hs-fs/hubfs/cropped_image%20(1)-1.png?width=511&height=510&name=cropped_image%20(1)-1.png)

SAP

<https://www.linkedin.com/company/sap>

[Hamburg Commercial Bank](https://www.hcob-bank.com/) ![hamburg-commercial bank logo](https://digital-euro-association.de/hs-fs/hubfs/hamburg-commercial%20bank%20logo.png?width=180&height=180&name=hamburg-commercial%20bank%20logo.png)

Hamburg Commercial Bank

<https://www.linkedin.com/company/hamburg-commercial-bank/>

[Infineon Technologies](https://www.infineon.com/) ![infineon-modified](https://digital-euro-association.de/hs-fs/hubfs/infineon-modified.png?width=800&height=800&name=infineon-modified.png)

Infineon Technologies

<https://www.linkedin.com/company/infineon-technologies/>

[Accenture](https://www.accenture.com/de-de) ![cropped_image (1)](https://digital-euro-association.de/hs-fs/hubfs/cropped_image%20(1).png?width=446&height=446&name=cropped_image%20(1).png)

Accenture

<https://www.linkedin.com/company/accenture>

[CMS](https://www.linkedin.com/company/cmsdeutschland/) ![CMS](https://digital-euro-association.de/hs-fs/hubfs/CMS.jpg?width=200&height=200&name=CMS.jpg)

CMS

<https://www.linkedin.com/company/cmsdeutschland/>

[Vyoma Partner AG](https://www.linkedin.com/company/vyoma) ![Vyoma-modified](https://digital-euro-association.de/hs-fs/hubfs/Vyoma-modified.png?width=391&height=391&name=Vyoma-modified.png)

Vyoma Partner AG

<https://www.linkedin.com/company/vyoma>

[Iberpay](https://www.linkedin.com/company/iberpay/) ![iberpay-modified (1)](https://digital-euro-association.de/hs-fs/hubfs/iberpay-modified%20(1).png?width=348&height=348&name=iberpay-modified%20(1).png)

Iberpay

<https://www.linkedin.com/company/iberpay/>

[IntellectEU](https://www.intellecteu.com/) ![IntellectEU-800x450-1-modified](https://digital-euro-association.de/hs-fs/hubfs/IntellectEU-800x450-1-modified.png?width=450&height=450&name=IntellectEU-800x450-1-modified.png)

IntellectEU

<https://www.linkedin.com/company/intellecteu>

[Sovereign Wallet Network](https://www.linkedin.com/company/metamui/?originalSubdomain=sg) ![Final SWN-Logo-1](https://digital-euro-association.de/hs-fs/hubfs/Final%20SWN-Logo-1.png?width=1121&height=1121&name=Final%20SWN-Logo-1.png)

Sovereign Wallet Network

<https://www.linkedin.com/company/metamui/?originalSubdomain=sg>

[PayNovus](http://www.paynovus.com) ![PayNovus-Favicon-modified](https://digital-euro-association.de/hs-fs/hubfs/PayNovus-Favicon-modified.png?width=475&height=475&name=PayNovus-Favicon-modified.png)

PayNovus

<https://bg.linkedin.com/company/paynovusad>

[Circle](https://www.circle.com/) ![CRCL-56f6ea32-modified](https://digital-euro-association.de/hs-fs/hubfs/CRCL-56f6ea32-modified.png?width=800&height=800&name=CRCL-56f6ea32-modified.png)

Circle

<https://www.linkedin.com/company/circle-internet-financial/>

[Senacor Technologies](https://www.senacor.com/) ![senacor (Logo)](https://digital-euro-association.de/hs-fs/hubfs/senacor%20(Logo).png?width=1000&height=1000&name=senacor%20(Logo).png)

Senacor Technologies

<https://www.linkedin.com/company/senacor-technologies/>

[Giesecke+Devrient](https://www.gi-de.com) ![2d535b130084d584bd756f19131e6c2f](https://digital-euro-association.de/hs-fs/hubfs/2d535b130084d584bd756f19131e6c2f.jpeg?width=256&height=256&name=2d535b130084d584bd756f19131e6c2f.jpeg)

Giesecke+Devrient

<https://www.linkedin.com/company/giesecke-devrient>

[Finery Markets](https://www.linkedin.com/company/finerymarkets/) ![finery markets](https://digital-euro-association.de/hs-fs/hubfs/finery%20markets.jpg?width=200&height=200&name=finery%20markets.jpg)

Finery Markets

<https://www.linkedin.com/company/finerymarkets/>

[Lipis Advisors](https://www.lipisadvisors.com/) ![lipis Advisors](https://digital-euro-association.de/hs-fs/hubfs/lipis%20Advisors.png?width=200&height=200&name=lipis%20Advisors.png)

Lipis Advisors

<https://www.lipisadvisors.com/>

[Web3 Foundation](https://polkadot.network/) ![polkadot-new-dot-logo](https://digital-euro-association.de/hs-fs/hubfs/polkadot-new-dot-logo.png?width=2127&height=2127&name=polkadot-new-dot-logo.png)

Web3 Foundation

<https://www.linkedin.com/company/polkadot-network/>

[Gravning GmbH](https://gravning.de/en/) ![Grav (Logo)-modified](https://digital-euro-association.de/hs-fs/hubfs/Grav%20(Logo)-modified.png?width=1600&height=1600&name=Grav%20(Logo)-modified.png)

 Gravning GmbH

<https://de.linkedin.com/company/gravning-gmbh>

[Crunchfish](https://www.crunchfish.com/) ![Crunchfish](https://digital-euro-association.de/hs-fs/hubfs/Crunchfish.png?width=800&height=800&name=Crunchfish.png)

Crunchfish

<https://se.linkedin.com/company/crunchfish-ab>

[Bulgarian Fintech Association](https://fintechbulgaria.org/) ![Bulgarian Fintech Association](https://digital-euro-association.de/hs-fs/hubfs/Bulgarian%20Fintech%20Association.png?width=1280&height=1280&name=Bulgarian%20Fintech%20Association.png)

Bulgarian Fintech Association

<https://fintechbulgaria.org/>

From Our Blog

## Stay Up To Date With The Latest Digital Money News

[Join the DEA Associate Team](https://digital-euro-association.de/blog/join-the-dea-associate-team?hsLang=en)

![](https://digital-euro-association.de/hubfs/AI-Generated%20Media/Images/Modern%20Office%20Collaboration%20with%20Digital%20Currency%20Infographic.png)

[Jobs](https://digital-euro-association.de/blog/tag/jobs?hsLang=en)

#### Join the DEA Associate Team

Sep 21, 2026, 10:35:53 AM 1 min read

[DEA at Digital Euro Lab – How Europe Wins: The Future of its Sovereignty](https://digital-euro-association.de/blog/dea-at-digital-euro-lab-how-europe-wins-the-future-of-its-sovereignty?hsLang=en)

![](https://digital-euro-association.de/hubfs/DEA%20at%20Digital%20Euro%20Lab.png)

[Regulation](https://digital-euro-association.de/blog/tag/regulation?hsLang=en)

#### DEA at Digital Euro Lab – How Europe Wins: The Future of its Sovereignty

Sep 14, 2026, 12:27:30 PM 2 min read

[Taler as a Synthetic Central Bank Digital Currency](https://digital-euro-association.de/blog/taler-as-a-synthetic-central-bank-digital-currency?hsLang=en)

![](https://digital-euro-association.de/hubfs/Tokenisation%20of%20Money-3.png)

[Stablecoins](https://digital-euro-association.de/blog/tag/stablecoins?hsLang=en)

#### Taler as a Synthetic Central Bank Digital Currency

Aug 27, 2026, 2:29:33 PM 1 min read

## Join us and shape the future of digital money

[Get Started](mailto:team@digital-euro-association.de)

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- [**FAQ**](https://home.digital-euro-association.de/faq?hsLang=en)
- [**Impressum**](https://home.digital-euro-association.de/impressum?hsLang=en)

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